The personal attention we received throughout the mortgage process from North Capital Mortgage (from initial consultation to closing) made our experience simple and low stress. The mortgage professionals were transparent and quite knowledgeable about various products that could best suit our needs. Their ability to pick-up the phone and provide real time feedback and follow-through allowed us to lock into a fantastic rate and close all within 30 days.
My wife and I would highly recommend the team of excellent professionals at North Capital Mortgage to anyone looking for personal attention, excellent service and a diverse offer of mortgage products.
Daniel and Damaris Gutierrez
Scotch Plains, NJ
(Purchased 1 family home application to closing in under 30 days)
__________________________________________________________________________ I have been doing well in my new home. Everytime I show the house to friends or family I let them know that it's easy if you have the right team. I am happy to say that you were the key player in my team. I say this to anyone that would listen, "I would have not gotten my house if it weren't for Bernadette Lindsay, my mortgage broker." I truly feel that you made this happen for me. You have coached and educated me through the process and you kept all parties involved on their toes. I will definitely be referring my friends and family to you.
Thank you for all your help.
Carmen D. Rivera
Paterson , New Jersey
(purchased 2 family FHA 3.5% down bank paid 3% of closing cost) __________________________________________________________________________
I have had multiple deals with Bernadette Lindsay, every time I refer her to one of my clients I know that they will be in good hands, she is very aggressive and helpful. She keeps all parties involved in the transaction (realtors, attorneys etc.) informed of the loan status every step of the way. She makes all my deals stress free, and goes out of her way I think what makes a great realtor is the people they are surrounded with. My most recent deal with North Capital Mortgage was a short sale which was very tough. Yet with Bernadette's help we got the buyer the mortgage and she was able to purchase her first home! I recommend Bernadette Lindsay and North Capital Mortgage to all buyers and agents.
Once the contract for the purchase of the house my family was seeking to
purchase was signed, our landlord was given a two months notice. The loan
officer I was dealing with at the time assured us everything would be done as
long as I provided her with all of the paperwork needed. Although the paper
work needed had been submitted, and the two months had passed, the loan
officer told us that we had been denied and that we should try again in another two months. After an additional two months had passed, I had to leave the home I
was renting from, and was forced to move to hotel with my three children. The
living situation I was in at the time was a complete horror! I was going to my
job and bringing my children to school while living out of a hotel room. At this
point I was without hope and helpless about our living situation, I was then
referred to Ms. Bernadette Lindsay through a different realtor I had known.
As I met with Ms. Bernadette Lindsay , I noticed the talent she possessed
and how well prepared she was when she presented our mortgage application
to the underwriter. It took only two weeks to get the approval we needed! It was truly a blessing to have been recommended to North Capital Mortgage.
Fatema Nesa
Wayne, New Jersey
(Purchased 1 family home FHA 3.5% down Seller paid $5,000 in Closing Cost)
Thank you for your assistance with our recent property purchase. We appreciate how much time, effort and importance you placed in getting us approved for our mortgage. As first time homebuyers, we were fortunate to rely on your guidance and expertise. You really worked hard for us and stuck with us throughout the long process. From the first to the last time I called your office, you were very easy to talk to and upbeat about everything. I will without a doubt recommend you to all my friends and family, not only for your knowledge, but for your great customer service, and having your client’s best interest at heart.
We are very excited in our new home! Things are finally coming together, but I can't quite beleive it's ours.
Elizabeth and Juan Lopez Andaluz
Jersey City, NJ (FHA Purchase 2 family 3.5% down payment Seller paid ALL closing cost) ___________________________________________________
We are enjoying our new home, we would like to thank Ms. Bernadette very very very much for helping us, she worked so hard for us. We think that she will be able to succeed all the time!